THE BIG IDEA: Ask what you will receive and what fees apply.
Ten phrases to practise
- Where is the nearest ATM?
- Can I withdraw cash here?
- My card isn’t working.
- Is there a withdrawal fee?
- What’s the exchange rate?
- I’d like to exchange some money.
- Is there a commission?
- How much will I receive?
- Can you give me smaller bills?
- Can I get a receipt?
Use the Four Finger Rule
MONEY → METHOD → FEE → CONFIRM
“Withdraw” means take money out of an account. “Exchange” means change one currency into another. “Commission” is a charge for the exchange service. These questions help you understand the quoted transaction.
Put it together
“I’d like to exchange some money. Is there a commission? How much will I receive?”
Your next conversation
Practise naming two currencies and asking the amount you will receive after fees.

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Keep practising
English for a lost passport · English for card and ATM problems


