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ATM & Currency Exchange English

Learn practical English phrases for using an ATM, withdrawing cash, exchanging currency, asking about fees, and confirming exchange rates while traveling.

THE BIG IDEA: Ask what you will receive and what fees apply.

Ten phrases to practise

  1. Where is the nearest ATM?
  2. Can I withdraw cash here?
  3. My card isn’t working.
  4. Is there a withdrawal fee?
  5. What’s the exchange rate?
  6. I’d like to exchange some money.
  7. Is there a commission?
  8. How much will I receive?
  9. Can you give me smaller bills?
  10. Can I get a receipt?

Use the Four Finger Rule

MONEY → METHOD → FEE → CONFIRM

“Withdraw” means take money out of an account. “Exchange” means change one currency into another. “Commission” is a charge for the exchange service. These questions help you understand the quoted transaction.

Put it together

“I’d like to exchange some money. Is there a commission? How much will I receive?”

Your next conversation

Practise naming two currencies and asking the amount you will receive after fees.

Ten phrases: ATM & Currency Exchange English

Make your next conversation easier

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Keep practising

English for a lost passport · English for card and ATM problems

The Four Finger Rule. Real life. Real conversations. Explore the Four Finger Rule.